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Top 2 VA Loan Tips for Disabled Veterans

If you’re a disabled veteran thinking about a VA loan you may be wondering how your disability benefits factor into helping you with your loan. Disability benefit paperwork often takes some time to be processed. Should you wait until your disability ben... Read >

Are You Making A Home Mortgage Mistake?

Preparing your home for a refinance is vital in avoiding bumps in the road when applying for a home loan. From accurately estimating your home’s worth to being readily available during the application process, here are five mistakes homeowners need to avo... Read >

The Credit Report Mistake No One Will Tell You!

This year I decided to enter the world of responsible adulthood and buy a house. A life-long renter, this was a big deal for me, and I spent several months getting mentally, emotionally, and fiscally ready. I saved my money for a down payment. I became in... Read >

How Long Should You Keep Your Mortgage Documents?

If you’ve ever refinanced or owned a home, you probably have a stack of papers in your personal records. When you’re selling your house, these records can come in handy. But after you’ve sold your house, how long do you need to keep the records on your ... Read >

Options for People in Underwater Mortgages

Roughly one-quarter of homeowners with a mortgage are underwater according to a report issued by real estate analytics firm CoreLogic. Add the 2.3 million borrowers who are slowly drowning from negative equity, the number rises to a staggering 28% of mort... Read >

Home Buying and Selling Superstitions

As soon as my husband and I signed the papers for our new home, we were given more unsolicited advice about moving than when we told people we were having a baby. There’s something about moving – either buying or selling a home – that brings out the super... Read >

Strategic Default: Should You Walk Away From Your Mortgage?

Many people in America today are faced with a financial problem. They simply owe more on their mortgage than their house is currently worth. In the industry, this is referred to as "being underwater" or an "underwater mortgage". This current state of a... Read >

What is Required to Qualify for a VA Loan?

If you're a veteran who's thinking about buying a home or refinancing, you're probably considering a VA loan. However, you may not know how the VA loan qualification process works. Many veterans think that the process is more complex than it actually is... Read >

How the Financial Reform Bill Could Change Mortgages

As members of the House and Senate begin to duke it out in an attempt get a final bill on President Obama's desk before the July 4th break, many Americans are left wondering what this bill would mean for them. The need for financial reform partially ste... Read >

3 Ways You Can Manage Your Debt

Debt. Most of us have3 Ways You Can Manage Your Debt it, and we all have different ways we try to manage it. Once you've accepted the fact that you are in debt and are committed to paying it down, you should develop a strategy that allows you to pay off... Read >

Veterans: Should You Choose a VA Loan or an FHA Loan?

The federal government rewards veterans of the US military in several ways. Many programs, from education reimbursement to disability compensation, employment services and life insurance are available to active and former members of the armed forces. An... Read >

Home Styles Defined

Many home owners are taking advantage of extremely low mortgage rates and buying homes at incredible prices. Whether they are purchasing second homes or looking to move from renting to owning, these low mortgage rates are making a home purchase the financ... Read >

3 Tips That Help Make Sense of Refinancing

If you're thinking about refinancing you may be hesitating because you are intimidated by the process. The mortgage industry collapse and unpredictable financial markets have created some new obstacles for borrowers. However, these hurdles can be easily... Read >

Big Savings in Small Living

Downsizing a home isn't just for empty-nesters or retirees anymore. More and more hard-working, savvy homeowners are taking advantage of near record-low mortgage rates and getting smaller homes while drastically saving money on their home loan. Because yo... Read >

Top 5 States to Buy a Low Priced Home

Last week, we shared some data released by Federal Housing Finance Industry that highlighted the top 5 areas to find a lower priced home. The study also provides insights into the top 5 states where you're most likely to see a return on your housing inve... Read >